Depending on the type of accident, the extent of your injuries, where you live and the insurance coverage at play, you may be able to get your medical bills covered as they come in. Injury claims are rarely easy or straightforward. You shouldn’t necessarily assume the at-fault party and their insurance company will willingly pay all your medical bills without any negotiation or legal action.
If you have been hurt in an accident caused by someone else, your medical bills will still need to be paid while you wait for a settlement. This is where a personal injury attorney can help you find payment options to ensure you receive the medical care you need and your bills are paid on time.
Some accident victims may assume their medical bills will be automatically sent to the at-fault party’s insurance company after being injured in an accident. The truth is you will be expected to cover your own medical bills in the immediate aftermath of an accident. This is why it’s so important to understand your insurance coverage (i.e., auto, health, etc.) and how they can work together to cover treatment before your claim is paid.
If the defendant is found to be at fault, their insurance will be required to pay for your losses (otherwise known as “damages”) including medical expenses, lost wages, pain and suffering, emotional distress and wrongful death (up to their policy limits). Any personal injury damages will be factored into the settlement you’ll receive once the claim is finalized.
However, you may be able to have your medical expenses covered as they are incurred if:
You likely have more than one form of valid insurance (auto insurance, health insurance, Medicare, etc.) that offers some level of coverage. Depending on the type of accident you were injured in, one insurance will be considered “primary” while the other will serve as “secondary” coverage after the primary is completely used up.
If your accident triggers med pay, that coverage is the first to go into effect. After that policy limit is reached, your health insurance is typically activated as secondary coverage.
After being injured in an accident, figuring out how to cover all the medical expenses can be difficult. This is one of the reasons it can be useful to work closely with a personal injury attorney. An experienced lawyer like Joseph Zdrilich who has dealt with hundreds of injury cases likely knows where you can find funds and coverage to get your early expenses paid.
If you have reached the limit of your auto and health insurance policies before all your medical bills are paid, there are alternative options that your attorney may be able to grant you access to — such as contingency-based medical billing. This is offered by health care providers who are willing to provide medical care on a contingency basis.
Your attorney may be able to work with your medical care providers to arrange an agreement that usually involves delaying all medical costs until a settlement is reached. If you do receive a settlement, your attorney will reimburse the medical provider(s) on your behalf using the funds from the settlement check.
Whether you were in a car accident, truck accident or workplace accident in Georgia, personal injury attorney Joseph Zdrilich will fight to get you the compensation you deserve. We provide personal, one-on-one attention to Georgians after they’ve been in an accident and work hard to negotiate a fair settlement.
Zdrilich Injury Law is committed to helping you receive the money you need to recover physically and financially.
Call us at (770) 931-9604 to learn more or to schedule a free case evaluation.
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Zdrilich Injury Law is committed to helping injured Georgians receive the money they need to recover physically and financially after an accident.
Zdrilich Injury Law, LLC providers one-on-one representation to car accident, truck accident and workers’ compensation clients in Georgia.
770-691-1680
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Duluth Office
3575 Koger Blvd. Ste 125
Duluth, GA 30096
Phone:
(770) 931-9604
Savannah Office
123 Canal St. Ste 201
Pooler, GA 31322
Phone:
(912) 888-1111
Alpharetta Office
11545 Parkwoods Cir. Ste B
Alpharetta, GA 30005
Phone:
(404) 888-1111
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